For Plan Sponsors, Recordkeepers & TPAs
The Directed Trustee for Rabbi Trusts
AET is the independent trustee that plan sponsors, recordkeepers, and TPAs name in their rabbi trust agreements. We hold the trust, custody the assets, execute the payment schedule, and produce the tax forms. Our only role in the plan is trustee.
How It Works
Open the Trust
Open the trust through our API or portals, as a new appointment or a successor trustee transition.
Compliance Built In
We run AML/KYC, identity, and sanctions screening on every account.
Administer & Report
We execute payment schedules and handle statements, Form 1041, and audit trails.
What a Rabbi Trustee Does
A rabbi trust puts deferred compensation behind an independent trustee while keeping the assets reachable by the employer's creditors. AET serves as directed trustee.
An API and Portals Built to Move Volume
Embed trust creation and administration directly into your recordkeeping platform through our API, or use our Business and Investor portals out of the box. Open trusts, process contributions and distributions, and pull reporting programmatically.
- RESTful API, sandbox, and docs
- Business Portal for sponsors, recordkeepers, and TPAs
- Contribution and distribution processing
- Automated KYC/AML on every account
- E-signature and document workflows
- On-demand reporting, tax forms, audit trails
- SOC-compliant and built for scale
Trustee Only
Most rabbi trustees share a corporate parent with an NQDC recordkeeping business. AET has no recordkeeping business, does not act as a plan administrator and works only as a trustee in NQDC plans.
Built to Handle Your Plan Volume
One trustee across every nonqualified structure your plans touch.
- Rabbi trusts for 409A NQDC plans
- SERPs and excess benefit plans
- 457(b) and 457(f) plans for tax-exempt employers
- Director and non-employee deferral plans
Why Recordkeepers and Sponsors Choose AET
The incumbent trust banks built for institutional RFPs, and most share a parent with a recordkeeping business. That leaves recordkeepers who need a trustee partner, and sponsors who want a simple flat-fee trusteeship, without an obvious place to go.
The Trustee for Nonqualified Deferred Compensation
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